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Episode 8 of 49

How to Travel More Without Busting Your Budget

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station description with Eric Roberge, CFP
Beyond Finances
Duration: 30:51
8: Kali's favorite thing to do is travel. Eric's favorite thing to do is save money. This is how we manage to do a lot of both. It seems like most of us in our 20s, 30s, & 40s wants to see the world, experience new things, try all the foods, and of course, have some really great photos for the 'Gram
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8: Kali's favorite thing to do is travel. Eric's favorite thing to do is save money. This is how we manage to do a lot of both. It seems like most of us in our 20s, 30s, & 40s wants to see the world, experience new things, try all the foods, and of course, have some really great photos for the 'Gram. But a ton of travel gets pricey, fast. So how do you balance the need to save with the desire to explore? Tune in to learn how we manage it ourselves.
Full show notes at www.beyondyourhammock.com/8
Snippet Transcripts
and whatnot for this episode. Eso We covered some of the big picture stuff that we dio to make travel financially feasible. But there's also, you know, a couple of small little things that we do as well to save money or to make it something that's that's easier to fit in the budget. And some of this stuff is a little travel hacky. So, Eric, sorry that that I'm going to get into a little bit. But like, for example, we do use credit card points. Credit card points are great if you're someone that can spend responsibly and then you spend responsibly on a credit card. Responsibly means not spending more on your credit card than you otherwise would do if you're using a debit card. If you could do that and the credit card is gonna give you points, why would you not do that? We spend money because we live, and when we spend money and living with us through the business or not, we can get points. And if those points are able to provide us with free flights or hotel, then that's perfect. So that's the kind of thing you're talking about here, right? We're doing that in the background. A Sfar is building up points go before we go travel. Yes, that's what I mean. We don't do a lot of credit card churning, which is where your opening and closing tons of cards just for the sign up bonus. But we do intentionally use our credit cards. And we had the opportunity to because we know we're getting, you know, 1 to 2% mawr for every dollar that we spend, because we'll get some points back and let me reiterate that 1 to 2% that's really all you're getting back, if that again. This is where you should focus on kind of what what matters. And that's not gonna be the thing that allows you to travel all over the world for little to no money. But it helps. It's a little thing. Well, that's a really good point, too, because I see a lot of people that will spend money on their credit card to earn points and use those points for travel. They wouldn't have bought this thing if they didn't think they were gonna get points that would help them travel, but they really should just spend the money on the travel, right? And in the case that you were saying as far as like, the 1% back. So you spend 100 bucks on this thing and you get a dollar. Okay, Why wouldn't you? Just not by the thing. And use the $100 towards the travel because that's going to give you 100 times better return. Keep that in mind. I mean, use your credit card when the opportunity comes up and if you can responsibly manage it. But don't think that the credit card
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